Long Term Care

Care Fees Planning

We are extremely conscious that sorting out the immediate or potential future care fees can be difficult, emotive and stressful, and as a result we aim to make the process as easy and straightforward as possible.

If a person’s capital and savings or income is over the means tested thresholds, they will be responsible for the funding of their own care fees until such time as their money falls below the appropriate threshold.

However, with careful planning it may be possible to structure their finances in such away that care fees can be paid indefinitely, without the worry about the future or what happens if money runs out.

Each and every family approaches the funding of care fees differently, and it goes without saying that they all deserve personal and bespoke attention. We will always endeavour to supply details of all the options available for every circumstance, making sure that family objectives are being met.

We firmly believe that you and your family deserve the best possible financial advice. Our specialist adviser is a Master Practioner for Symponia http://www.symponia.co.uk/. The aim of Symponia is to provide an unrivalled care fees planning service to the residents and their families/attorney(s) receiving care at home or within a care home.

symponiaSymponia have put together a Care Fees Planning Handbook, click here to download a copy.


Toni Chalmers-Smith
Senior Financial Adviser
T:01279 715590
2012 Health Insurance Awards2013 Health Insurance Awards

The Best Long-Term Care Intermediary category is always one of the most competitive at the Health Insurance Awards, generating entries of a consistently high calibre year-after-year.
This year, members of the judging panel were impressed by the way in which Tees Financial demonstrated a sound understanding of social care funding – and by its determination to secure state benefits to which the client was entitled

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